Laser-assisted in situ keratomileusis (LASIK) is a surgical procedure that corrects vision by reshaping the cornea, the clear front part of the eye. LASIK helps most people achieve 20/20 vision or better without glasses or contact lenses and has a high patient satisfaction rate.
If your employer offers a flexible spending account (FSA) or health savings account (HSA), you can use those funds to pay down the cost of LASIK in Detroit. Here are just a few reasons you should consider using your FSA/HSA dollars to pay for LASIK:
Savings
LASIK may seem expensive upfront, but it’s a one-time investment that can save you money in the long run. By using your FSA/HSA dollars to pay for LASIK, you’ll be able to avoid paying taxes on the money you use to cover the cost of your procedure. This can save you hundreds, or even thousands of dollars.
Convenience
Using your FSA/HSA dollars to pay for LASIK is easy and convenient. Most LASIK surgeons accept FSA/HSA payments, and you can usually use your debit card or FSA/HSA credit card to pay for your procedure.
Clarity
After LASIK, you’ll be able to see clearly without the need for glasses or contact lenses. This can improve your quality of life in many ways, such as making it easier to exercise, drive and play sports.
Safety
LASIK is a safe and effective procedure with very low complication rates and high patient satisfaction. Not only can it improve your vision significantly, but it can also help reduce your risk of developing certain eye problems, such as cataracts and glaucoma. This is because LASIK corrects the underlying refractive error that causes vision problems, rather than simply providing a temporary solution like glasses or contact lenses.
Here are some additional tips for using your FSA/HSA dollars to pay for LASIK:
Start planning early: If you’re planning to use your FSA/HSA dollars to pay for LASIK, it’s important to think about it ahead of time. You’ll want time to accumulate enough funds in your flex account to cover as much of the surgical fee as possible.
Understand your FSA/HSA plan: Each FSA/HSA plan has different rules and regulations. Be sure to understand your plan’s specific requirements before you schedule your LASIK surgery.
Keep good records: Once you’ve started the process of using your FSA/HSA dollars to pay for LASIK, place all the records of your expenses in one safe place. This will help you to avoid any problems when you file your taxes.
Talk to the team at Lake Lazer Eye Center about whether using your FSA/HSA dollars is a good option for you. Combined with low- or no-interest financing, flex spending could be a great way to save money on this important investment in your vision and make affordable payments on the balance.
Lake Lazer Eye Center is the Detroit LASIK center that offers up-front pricing, and convenient and affordable payment plans for SoftTouch LASIK and the SMILE procedure. Dr. Khambati has helped thousands of people from all over the world escape the restrictions of glasses and contacts. In the event that you’re not a candidate for vision correction, we’ll assist you with a contact lens evaluation or a selection of designer and specialty eyewear.
