If you are in your 20s or even 30s, how much will you spend on expensive glasses and contact lenses in your lifetime? Answer: much more than what you would spend to have LASIK.
It’s hard to project how much eyewear prices will increase in the future, but we know for certain the costs will not go down. By some estimates, a 20-something who wears glasses or contacts could spend upwards of $29,000 over a lifetime of glasses and/or contacts.
Compare that to LASIK, which ranges $2,000 – $3,000 per eye among Detroit LASIK providers. We don’t know what it will cost in 50 or 60 years but if you get LASIK now, bad vision can stop costing you money on all the contact lenses and the high-priced eyewear.
Here’s how Lake Lazer Eye Center patients pay for SoftTouch LASIK or the SMILE procedure now, and also save lots of money in the future.
Save ahead.
It may seem wise to save up the entire surgical fee then schedule LASIK. There are two problems with this: 1. The cost of LASIK could go up while you are still saving, so the moving goalposts can get frustrating; 2. You’re still forking out big bucks for prescription eyewear that could have gone toward LASIK.
Lots of people pay for LASIK by saving ahead … but it doesn’t exactly meet the “LASIK now” promise of our title. If you prefer not to wait many months – or possibly years – for the freedom that comes with great vision, read on.
Finance.
You can scrimp and save and pay for LASIK in cash eventually, or you can enjoy life-changing eyesight now. A low- or no-interest loan can get you vision correction years earlier than planned and at a lower price than what you would pay later.
There are a couple of ways to finance LASIK eye surgery:
- Personal credit. Shop your own low-interest loan or pay via credit card to benefit from LASIK along with credit card points.
- In-house credit. Lake Lazer Eye Center offers financing options that fit into your budget, including no-interest financing and low-interest plans with low monthly payments.
Use flexible spending.
Flexible Spending Accounts (FSA) and Health Spending Accounts (HSAs) are both great ways to put your pre-tax dollars toward vision correction. You can contribute up to $2,750 annually (untaxed) into your account and use it to pay for LASIK.
Use your tax refund.
If you’re fortunate enough to get a tax refund, congratulations! You have already pre-saved for LASIK. Depending on how much you withheld from your paychecks, you may have a nice nest egg.
Combine options.
If a tax refund or savings don’t quite cover your SoftTouch LASIK or SMILE procedure, Lake Lazer makes it easy to use a variety of sources for painless payment. For example, use your FSA/HSA to make a down payment, then no-interest financing for the balance. Or finance LASIK now and pay it off early with a tax refund.
Remember, when you get LASIK now rather than later, you not only avoid paying a higher cost of surgery later – you also avoid the high costs of prescription eyeglasses and contact lenses for good.
The first step is to book a free consultation at Lake Lazer Eye Center. You will find out what you qualify for, and meet with your surgeon, Dr. Khambati, to get all your questions answered. In addition, we’ll go over all your payment options to figure out the best way to fit SoftTouch LASIK or the SMILE procedure into your budget.
Call during office hours – (586) 792-3891 – or request an appointment right on our website.
Lake Lazer Eye Center offers up-front pricing, and convenient and affordable payment plans for SoftTouch LASIK and the SMILE procedure. Dr. Khambati has helped thousands of people from all over the world escape the restrictions of glasses and contacts. In the event that you’re not a candidate for vision correction, we’ll assist you with a contact lens evaluation or a selection of designer and specialty eyewear.
